In home care can be major decision.  Health factors and costs are two of the main concerns, which can weigh heavily on the minds of the senior as well as their adult children. We would all like to have in home health care for our parents if the situation presented itself. The reality is we may not be able to afford the proper care for mom and dad due to  college for the kids, the deflated economy, or a number of other reasons. While a reverse mortgage may not be the best option for all situations, it is an option worth looking into.

If you find yourself contemplating in home care and are unsure of where the money is going to come from, a reverse mortgage can provide that money in a number of ways – lump sum cash out, lifetime or term monthly income, equity lines to draw from as need, or  a combination of these options.  A unique feature about a reverse mortgage is that the program can be structured to best meet the needs of the client. I strongly encourage you to at least consider a reverse mortgage when looking at paying for in home care. You may be surprised at the results!

For more information on reverse mortgages, select my Consumer Guide to Reverse Mortgages.

“It’s all about helping seniors”


Jerry Heard

Reverse Mortgage Specialist

Cincinnati Federal Savings and Loan

(513) 328-8773 – cell

For more information about reverse mortgages

select my Consumer Guide to Reverse Mortgages


Select my Reverse Mortgage Calculator for

an estimate of your reverse mortgage options.